https://www.remedigap.com | 888-411-1329
Medicare Phone Number: 1-800-633-4227
Dealing with the thought of Medicare Part D might seem overwhelming, but today I’m going to show you how easy it is to find the right Part D plan using Medicare’s Plan Finder Tool.
So, why is it important to use Medicare’s plan finder tool, instead of just buying the Part D plan your friend, spouse or neighbor uses? Well, there are more than 20 part D plans available and they’re not a one size fits all type of insurance coverage.
Just because your friend’s plan works well for them, doesn’t mean it will work for you and your medications.The point is to find a Part D plan that covers your existing medications for the least amount of money.
And, thankfully, The Plan Finder tool provides you with an annual estimate of costs based on your medications..so you can make an informed decision about your Part D Plan.
To learn more about Medicare, sign up for my free Medicare eCourse — you learn on your schedule. I cover all the parts of Medicare, enrollment periods, deadlines, penalties, Medicare Supplement insurance and more.
Our Medicare eCourse can be found by clicking on the link below:
Learn about the different ways you can get Medicare coverage.
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http://www.DisabilityAdvisor.com Learn about Medicare and Medicaid medical insurance and how you can qualify for Medicare with Social Security Disability and Medicaid with SSI. For answers to your questions about Social Security Disability or for help with a benefits claim call toll-free: 1-888-393-1010.
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Senior Dental Insurance | Dental and Medicare: 844-528-8688 or http://www.mymedicaredental.com/
For a Free Medicare Supplement Quote Visit http://medicaresupplementfinder.org/
A good Senior dental plan that works well with Medicare is tough to find. We have looked at hundreds of plans to come up with the very best coverage for dental/hearing and vision.
I also have put together a website where you can get all the details and have easy access to the claim forms. You can see it here: http://www.mymedicaredental.com/. The plans come in two benefit packages, 00 and 00.00 yearly coverage options and you can use the full benefit for either dental, hearing or vision.
Table of Contents:
00:00 – Introduction
03:30 – slide 2
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Medicare Solutions Team
What are the Advantages of Using an Independent Broker for Medicare? How is an independent insurance broker different from a regular insurance agent and why is this important to you as you shop for a Medicare plan?
We will answer this question and more in today’s video.
See our other videos: https://www.youtube.com/playlist?list=PL2KZrVNBipJiUMcWR8Dhw02AkdEm0fWzB
Call us at: 800-847-9680
I am an independent insurance broker helping people with their Medicare insurance from coast-to-coast.
Right at the top of the front page of our website, in clear view for all to see are the words “An Independent Insurance Broker.” As a result, almost every week people ask us, what is an Independent insurance broker and how is that different from insurance agents.
Well, the difference is substantial. It’s the difference between a person who represents your best interest and a person whose job is to sell you something regardless of what is in your best interest.
In the insurance world there are two types of agents; the independent agent or broker and the captured agent.
The captured agent is an employee of an insurance company. They may work for Mutual of Omaha, Colonial Penn, or UHC /AARP, Blue Cross Blue Shield or any insurance company. Because they are employees of that insurance company they are only allowed to show you and discuss plans from their employer.
In insurance, the agent is required to be licensed in each state they work in AND with each company they wish to do business.
Because a captured agent is an employee of an insurance company, that company will not allow them to offer products from other companies. They are captured by their employer. They are only paid if they can get you to buy one of their employers’ products.
An independent insurance broker is a completely different experience.
An Independent Insurance Broker does not work for an insurance company. They often run their own insurance agency and are contracted with all the major insurance companies or at least those with the most competitively priced products in your area. Because they can work any of the companies available, the independent insurance broker can show you all the plans that are available to you, the prices from multiple companies and the price history from each of these companies. They work in your best interest, finding the right plan and best price of all that is available to you. It doesn’t matter which plan you choose, or company because the independent insurance broker can help you with any option you choose and get paid to do so.
By the way, you don’t pay the independent insurance broker. The broker is paid by whichever company you choose to get your Medicare supplement through as long as the broker helps you with the application process.
It cost you nothing to work with an independent broker. You pay the same price whether you go directly to an insurance company, use one of their captured agents or have an independent broker help you.
Even after you already have a Medicare supplement, you get more value and service with an independent broker. If your plan ever has a large increase in price, the independent broker can re-shop the entire market to find a better priced plan. All the captured agent can do is hope you don’t re-shop your plan.
Here at MedigapSeminars.org our mission is to help you make an informed decision about your Medicare choices. We want you to know about all the plans that are available and prices, so you can feel confident that you have the right plan at a competitive price.
If you found this video informative, please press the thumbs up like button. You can subscribe to our YouTube page or access all of our Medicare videos at MedigapSeminars.org.
If you want us to help you shop for a Medicare supplement, complete the quote request form below and we will email you a complete Medicare supplement quote comparison. You will not be inundated with telephone. One person from my office will follow up to make sure you received the email and it’s not stuck in Spam folder.
I am Matthew Claassen from MedigapSeminars.org. Thank you for watching.
New Phone # 877-88KEITH (53484)
How to Sign Up for Medicare Part A and Medicare Part B? Complete Medicare Resource Center here:
How to sign up for Medicare Part A and Medicare Part B
If you are signing up for Medicare Part A and Medicare Part B, there are details you should review prior to obtaining coverage. There are different qualifications to review to ensure you qualify. You need to understand what each part covers and costs you are responsible for. There is a special period to enroll in Part B or you could pay a late enrollment penalty. Part A and Part B offer coverage for specific health services. You will be able to choose your plan based on needs. Part B has a premium you pay each month for as long as you have the plan.
Qualifications to Know
You are automatically eligible for Part A and B if you are receiving benefits from Social Security or the RRB (Railroad Retirement Board). If you have a disability and you’re under age 65, have ALS (amyotrophic lateral sclerosis), or receive SSI or RRB while living in Puerto Rico, you automatically qualify for Medicare. Most people who sign up for Medicare do so a few months before their 65th birthday.
How to Sign Up for Part A and B
If you are still employed at age 65 you may qualify for Medicare. Certain health conditions also qualify you for coverage. Unique situation such as same-sex couples can also qualify under specific circumstances. You have roughly 7 months to apply for Part A and/or B. This time frame is centered on your 65th birthday. Signing up for Medicare Part A and Medicare Part B can begin 3 months before your birthday and the enrollment period ends 3 months or 90 days after your birthday. If eligible you can sign up for Part A free at any time. The enrollment period is from January 1 through March 31. July 1 is when your coverage begins. This could change if you also carry insurance through your employer.
Ways to Sign Up for Coverage
You can visit your local Social Security office or visit their website (Socialsecurity.gov/Medicareonly). You can call Social Security Administration and complete the process over the phone. You can also get information on enrollment through Medicare.gov. You can obtain an application through CMS (Centers for Medicare & Medicaid Services) online to download instantly. When you sign up you do so only once. Each year your coverage remains active as long as required premiums are paid. Beneficiaries are encouraged to review plan details each year as some may vary. During open enrollment period you can make changes to your coverage if necessary.
What Else Should You Know?
When signing up for Medicare Part A and Medicare Part B you don’t have to obtain both parts. If you drop your coverage you can reenroll during the enrollment period to avoid penalty. You can sign up for Part A without Part B, but if your sign up for Part B you may be required to get Part A. Keep an eye on monthly premiums as they can change and consider signing up for a Medigap policy.
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Medicare Insurance Coverage for New Immigrants over 65 Years DR NIK NIKAM – NNN
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Comparing Medicare with other types of insured health coverage.
At SilverScript, we’re experts in Medicare Part D Insurance. And we’ve been here since Part D began in 2006. We can help you save money and get better coverage on thousands of prescriptions, in thousands of pharmacies across the nation. So take a closer look at SilverScript – we think you’ll like what you see! Get to know us at SilverScript.com
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